Repco Home Finance Ltd (RHFL), a professionally managed housing finance company headquartered in Chennai, Tamil Nadu and incorporated in April 2000 is looking to hire a Manager Legal for their Pune and Ahmedabad Office.
Age not exceeding 30 years as on 01-03-2020 (relaxation generally up to 40 years of age can be considered based on commensurate, relevant prior experience)
Graduation in Law – 10+2+3 +3 or 10+2+5 format from a UGC recognized university. Graduates from Open University will not be considered.
Minimum 5 years of post-qualification Institutional/ Practicing experience in banks/ HFCs/ FIs (for age up to 30 years) in Legal aspects of mortgage lending (Home Loan/ Loan against property/ Loans for construction/purchase of commercial property) and recovery mechanism including SARFAESI/ DRT/ DRAT is a must. For further age relaxation, the commensurate additional experience would be required.
Fluency in English besides Marathi and Gujarati is a must. Working knowledge of Hindi will be an added advantage.
Early joining will be preferred.
Should be ready to travel in case of necessity.
For recruitment in all cadres, candidates (internal-applying for lateral entry / external) having pending disciplinary action against them at the time of applying for the position or having been punished under disciplinary proceedings in last 5 years will not be considered eligible. All appointments are subject to satisfactory reference/background verification.
No requests for transfer would be considered for a period of 3 years.
To look after all legal and recovery matters of the Company
To formulate/vet policies/procedures/ operational guidelines regarding core business of the Company from legal perspective
To empanel advocates for legal opinion / recovery issues
To examine / assess the legal opinion given by panel advocate regarding enforceability of title/security
To ascertain the flow of title to ensure validity of the same
To handle SARFAESI cases for recovery of dues
To attend DRT, DRAT, Consumer Forum & High Court Cases
To guide the company is all legal matters/ litigation
Key Competencies Required:
Good domain knowledge
Good communication skill – verbal and written
Interpersonal skill and teamwork
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About the Company:
Repco Home Finance Ltd (RHFL) is a professionally managed housing finance company head quartered in Chennai, Tamil Nadu. We were incorporated in April 2000. We are registered as a housing finance company with the National Housing Bank (NHB)
As at the end of March 2018, RHFL is operating through 131 branches and 29 satellite centres in Tamil Nadu, Andhra Pradesh, Jharkhand, Kerala, Karnataka, Maharashtra, Madhya Pradesh, Gujarat, Odisha, West Bengal and Puducherry. The mission of RHFL has been to translate into reality the aspirations of people to own a house by covering the market -existing and potential- comprehensively through institutional credit support customized to suit individual needs in a transparent and ethical way.
The salient and unique features of RHFL are innovative loan products, direct customer contact and customer ownership, focus on quality customer servicing, transparency and speed of operations, focus on relatively under-penetrated markets and balanced portfolio mix, robust risk management systems and processes, low cost operations, well recognized brand in south India with an established track record, stable and experienced senior management team. The Company’s products have been developed to suit the needs of different customers.
We have witnessed a steady growth in the past by increasing our geographical footprint by deepening our reach selectively in existing regions and expanding to new regions, continuing focus on under penetrated markets, focus on risk management, accessing low cost and diversified sources of funds, and maintaining low operating costs. The company has a sound risk management system in place. RHFL will continue in its efforts to diversify its sources of funds to ensure its cost is kept at minimum. It will also strive to keep its operating costs to the minimum.